Privacy Policy
1. Openness and Transparency
Something Aussie is committed to protecting your privacy and respect and uphold your rights under the Australian Privacy Principles (APPs) contained in the Privacy Act 1988 (Cth) ("Privacy Act"). By using this website or providing us with your personal information, you agree to and consent to the collection, use, holding and disclosure of personal information by Something Aussie as set out in this policy.
2. Personal Information
Personal information is information or an opinion about an individual whose identity is apparent, or can be reasonably ascertained, from that information or opinion. Personal information we may collect from you includes, without limitation, your name, address, email address, telephone number(s) and date of birth. Personal information also includes credit information. Credit information is personal information or an opinion about you that has a bearing on credit that has been provided to you or that you have applied for. Credit information includes information about credit that was applied for or provided to you for domestic, household, personal or other investment purposes as well as information about you where you are a guarantor of a loan.
3. Collection
Something Aussie will collect personal information only by lawful and fair means and not in an unreasonably intrusive way. If it is reasonable and practical to do so, Something Aussie will only collect personal information about you directly from you. The company may collect your personal information from reputable third party lead generation sources for marketing purposes, but only where you have consented to the disclosure of your information to Something Aussie and only Something Aussie to send you marketing communications directly. We will not collect personal information unless the information is reasonably necessary for our functions and activities.
Personal information may be collected by Something Aussie in a number of circumstances, including when you:
- make an enquiry with us via email or telephone;
- visit our websites;
- lodge an enquiry or application in relation to any Something Aussie products or services; or
- apply for reselling purposes with Something Aussie
Something Aussie may enter into arrangements with third parties (including third parties with whom Something Aussie has partnered to provide you with its various products or services using the Something Aussie brand) to collect your personal information in circumstances where the third party notifies you, at the time of collection, that your personal information will be provided to Something Aussie.
If you are applying for a product or service offered on somethingaussie.com.au, Something Aussie or our third party partners may also collect credit-related personal information about you as a result of credit checks that third parties carry out in connection with your application.
The kinds of credit-related personal information Something Aussie may collect about you includes:
- information about your identity;
- information about consumer credit loans that you currently have applied for including:
- repayment history information;
- the type and amount of credit sought in each application;
- default and payment information;
- information about any court proceedings;
- credit eligibility information, which is credit reporting information supplied to us by a credit reporting body, and any information that we derive from it.
If you wish to remain anonymous when you use our website do not sign into it or provide any information that might identify you.
Something Aussie requires individuals to provide accurate, up-to-date and complete personal information at the time it is collected.
4. What does Something Aussie do with your personal information?
In addition to any purpose notified to you at the time of collection, we will use your personal information for the purpose for which it has been provided, for reasonably related secondary purposes and for the purposes of:
- providing our products and services to you;
- providing Something Aussie's branded products and services that are provided by our third party partners;
- our internal management needs;
- our marketing activities, including marketing activities relating to Something Aussie branded products and services that are provided by our third party partners;
- responding to any inquiries or comments that you submit to us;
- assessing, processing and managing your applications for Something Aussie's products and services, including to assess your credit risk and our risk;
- any other purpose you have consented to; and
- any use which is required or authorised by law.
5. Disclosure of personal information
Something Aussie may disclose your personal information:
- to third-parties we ordinarily engage for the above purposes;
- organisations that provide products or services used or marketed by Something Aussie;
- any person or entity to whom you have consented to Something Aussie disclosing your personal information to; and
- any person or entity to whom we are required or authorised to disclose your personal information to in accordance with the law.
6. Access and Management
You may request access to your personal information in our customer account database, or seek correction of it, by contacting our customer service team. See section 8: Contact information.
Something Aussie may charge a reasonable fee that is not excessive to cover the charges of retrieving your personal information from our customer account database. Something Aussie will not charge you for making the request.
If you believe that Something Aussie holds personal information about you in our customer account database that is not accurate, complete, up-to-date, relevant or information that is misleading then you may request its amendment and we will respond to your request within a reasonable time. We will not charge you for correcting your personal information.
7. Opting Out / Unsubscribe
At any time you may opt out of receiving marketing communications from us. Unless you opt out, your consent to receive direct marketing communications from us and to the handling of your personal information as detailed above, will continue. Each of our marketing emails will have an unsubscribe function which will allow you to unsubscribe from all future marketing communications. All of our marketing SMS messages will also contain an unsubscribe feature. Outside of these channels, you can opt out from receiving marketing communications at any time by emailing info@somethingaussie.com.au.
8. Cross-border disclosure
Something Aussie may disclose your personal information to recipients overseas (including in the Philippines, Hong Kong and New Zealand) to assist us in providing you with products or services all around the world.
Something Aussie will take such steps as are reasonable in the circumstances to ensure that the information that is transferred to third parties located outside of Australia will not be held, used or disclosed by the recipient of the information in a manner that is inconsistent with the Australian Privacy Principles.
9. Contact information
If you require further information regarding this policy or wish to make a complaint about a breach of the APPs by Something Aussie, please contact us at info@somethingaussie.com.au . A senior member of staff will review your complaint within 5 business days and respond to you in writing advising what action(s) Something Aussie will take as a result of your complaint.
10. Something Aussie website
When transmitting personal information from your computer to a Something Aussie's website or to a personal branded website operated by one of our third party partners, you must keep in mind that the transmission of information over the Internet is not always completely secure or error-free. Other than liability that cannot lawfully be excluded, Something Aussie will not be liable in any way in relation to any breach of security or any unintended loss or disclosure of that information.
11. Miscellaneous
Something Aussie reserves the right to modify this Privacy Policy in whole or in part from time to time without notice and amendments will be effective immediately upon posting of the amended Privacy Policy on the Something Aussie website.